Due to COVID-19, we will be conducting all consultations either via video chat, phone, or email. Please don’t hesitate to contact us if you have any questions!

Southeast Louisiana Bankruptcy Attorney
Free Consultations Available
Bankruptcy Guiding You Every Step of the Way

We take the time to educate our clients about the bankruptcy process. See what our former clients have to say about their experience with us!

  • My experience with this law group was very pleasant and informative

    “Thank you, Bacchus Law Group for helping me become debt free and teaching me money management.”

    - Brandi F.
  • He was very professional, prompt and helpful, which made the entire process and transition much easier.

    “When I had to file for bankruptcy, I met with Ryan Loyacano at the Bacchus Law Group, LLC. He was very professional, prompt and helpful, which made the entire process and transition much easier and ...”

    - Dena J.
  • we would recommend Ryan and his firm to anyone who was facing a challenge similar to ours. He was a bright light in a very dark sky…

    “My husband and I came to Ryan at the Bacchus Law Group, LLC with very little hope, previous experiences with another attorney had led us to believe that they were all the same, we were pleasantly ...”

    - David and Rachel H
  • I would recommend Ryan Loyacano and the Bacchus Law Group, LLC if you are considering bankruptcy.

    “Filing bankruptcy can be a scary thought in gathering information and filling out forms. Once I contacted Ryan, he explained the process to me, sent me the forms to be filled out and was very helpful ...”

    - Gary C.
  • I felt confident in his abilities and I have to say it was so smooth and painless. I would recommend Ryan to my best of friends!

    “I was very nervous about filing bankruptcy. Ryan took away my fears after our first meeting. He explained the process and what was going to happen. I felt confident in his abilities and I have to say ...”

    - Terri
/

Trusted Bankruptcy Lawyer Serving the Greater New Orleans Area

Get the Legal Guidance You Deserve

In the current economy, a large number of Americans are struggling to make ends meet due to overwhelming debt, medical expenses, living expenses, and sudden losses or reductions in household income.

Many are unable to meet their financial obligations and are left exposed to creditor actions such as repossessions, foreclosures, or wage garnishments. Fortunately, there is a tool that is designed to help people who are experiencing extreme financial difficulty.

How Bankruptcy Can Help You

Why Choose Big Easy Law Group?

Bankruptcy is designed to effectively eliminate most or all of a person's unsecured debt. Our Greater New Orleans bankruptcy lawyer has helped hundreds of individuals file for bankruptcy and is fully equipped to handle your bankruptcy case next. We can help you obtain a second chance at building a successful financial future.

Call Big Easy Law Group at (504) 229-0679 to learn how bankruptcy may be the best option for you.

The lawyers at Big Easy Law Group provide quality legal services to clients throughout the Greater New Orleans, Metairie area, southeast Louisiana and the River Parishes in the communities of Madisonville, Mandeville, Covington, Abita Springs, Slidell, LaPlace, Baton Rouge, Denham Springs, Gonzales, Prairieville, New Orleans, Kenner, Metairie, Zachary, Port Allen, Livingston and Walker. The firm also represents people and businesses in St. John Parish, St. James Parish, St. Charles Parish, Jefferson Parish, St. Tammany Parish and the area known as Northshore.

We Make the Bankruptcy Process Easy

What Makes Us Different
  • Services for Contract, Family & Injury Law
  • Helped Thousands of Clients Out of Debt
  • We Have Three Office Locations
  • We Build Effective Financial Solutions
  • We Are Accessible by Phone 24/7
  • We Provide Free Case Consultations

The Importance of a Bankruptcy Consultation

Many people are very misinformed about what bankruptcy really is and what it can do for them. Despite the media hype surrounding the bankruptcy reform of 2005 or the irrational stigma attached to bankruptcy, most people still benefit greatly from the filing of a Chapter 7 or Chapter 13 bankruptcy.

The attorneys of Big Easy Law Group meet with Louisiana citizens every day who leave our offices surprised to learn that they can eliminate their debt and, in most cases, still keep their home, car and personal possessions. Even if a Chapter 13 repayment plan is the right option for you, many people are surprised to know that you can still obtain a discharge of some, if not all, of your unsecured debt.

If you already know that you would like to file bankruptcy and want us to get started on your case directly after the consultation, please download, print and fully complete the Bankruptcy Questionnaire and Required Document List.

Chapter 7 Bankruptcy

Chapter 7 is a portion of the Bankruptcy Code that affords debtors the opportunity to eliminate most, if not all, of their unsecured debt. In many cases, you can retain your home, car and personal belongings.

Chapter 13 Bankruptcy

Chapter 13 is that portion of the Bankruptcy Code which affords debtors the opportunity to repay all, or a portion, of their debts over a period of time. The majority of debtors interested in a Chapter 13 plan are those who are late on their mortgage and/or car payments but want to keep those assets and need time to catch up.

The advantage of a Chapter 13 is that an "automatic stay" will prevent creditors from further contacting you and it will cease foreclosure, repossession and any garnishments. Again, even if you file under Chapter 13, you can still obtain a discharge of some, if not most, of your unsecured debt.

Credit Counseling/Debtor Education Requirement

Under the new bankruptcy laws, debtors are now required to take a pre-filing credit counseling course AND a post-filing debtor education course. But don't fret, Big Easy Law Group utilizes the convenient services of an internet-based course to allow you the convenience of doing so from your home.

Please see Summit Financial Education to get started. Also, we recommend that you purchase both courses together in order to save you money.

Schedule a Free Consultation

Bankruptcy can be a complicated process, but you can get the fresh start you need by teaming up with the skilled attorneys at Big Easy Law Group. Get in touch with us today to discuss your case.

The Benefits of Bankruptcy

While the decision to file for bankruptcy is never easy, it is important to know that the process is designed to help you. It is not meant to be a punishment, and your life will not harmed as a result of filing. If anything, your life may become easier after bankruptcy, as you will have eliminated most or all of the liabilities that were causing you financial hardship.

There are several primary benefits that bankruptcy offers, and they include:

  • Freedom from debt - If you have filed for Chapter 7, your unsecured debts, such as credit cards, medical bills, and personal loans will be discharged, freeing you from the obligation of paying them. If you have filed for Chapter 13, you will pay towards your debts according to a payment plan. Once the plan has been completed, your debts are discharged.
  • Halting collection actions - When you file for bankruptcy, the court institutes an "automatic stay," which prevents creditors or debt collectors from pursuing any further action against you. If your property is in danger of being repossessed, or your home in danger of foreclosure, an automatic stay will prevent that from happening while you navigate your bankruptcy proceedings.
  • Obtaining a fresh start - Once your bankruptcy is over, you will be able to rebuild your credit over time, potentially reaching a level of financial health that is higher than before you filed for bankruptcy.
  • Discretion - You are entitled to keep your financial information, and your bankruptcy, private. Unless you are applying for a new loan or credit card, you are not obligated to tell anyone that you have filed for bankruptcy.

As a federally designated debt relief agency, the experienced attorneys at Big Easy Law Group can help you file for bankruptcy protection.

Bankruptcy Exemptions

Exemptions are an integral part to both Chapter 7 and Chapter 13 bankruptcy. In some Chapter 7 cases, individuals are required to sell certain property or assets in order to gain funds to repay creditors. If you are filing for Chapter 7, you can utilize property exemptions to protect some or all of your assets from sale.

In fact, most people do not lose any property in filing for Chapter 7, so the odds of being able to keep all of your possessions are in your favor. If you are filing for Chapter 13, exemptions will be used to determine how much you will have to pay back to unsecured creditors over the course of your payment plan.

Big Easy Law Group possesses knowledge of bankruptcy that can only be gained through helping hundreds of individuals through the process. We have provided personalized assistance to clients in all types of bankruptcies, including Chapter 7 and Chapter 13 cases, and we have become adept at obtaining the best possible results.

If you are considering bankruptcy, a LaPlace bankruptcy lawyer at our firm can consult with you to determine what exemptions you may be able to take advantage of. Should you choose Chapter 7 bankruptcy, our goal will be to protect as many of your assets as possible, if not all of them. Should you decide on Chapter 13, we will work towards finding exemptions that will make your payment plan as affordable and as brief as possible.

Bankruptcy exemptions allow you to protect property and assets from sale, provided that their dollar value does not exceed a certain limit. For example, the automobile exemption in our state allows up to $7500 of equity in a motor vehicle. If your vehicle is worth $7500 or less, it will not have to be sold as part of your Chapter 7 proceedings. Different property types have different value limits assigned to them, so it is best to consult with an attorney if you are intent on maximizing your available exemptions.

Contact the firm at (504) 229-0679 for a free bankruptcy consultation.

Bankruptcy Help in Your Area

Contact Us Today

At Big Easy Law Group, we possess the knowledge and resources of a large bankruptcy firm. At the same time, we are committed to providing the personalized service and communication that is normally associated with a small firm. In helping you file for bankruptcy, we will have all of the necessary tools at our disposal to increase the likelihood of your case being a success.

Contact a bankruptcy lawyer who will work towards helping you take advantage of the benefits bankruptcy provides. In search of legal counsel? Our bankruptcy attorney serves clients in St. Tammany Parish, Covington, and Mandeville.

Main Office 3939 Veterans Memorial Boulevard,
Suite 215
Metairie, LA 70002
Map & Directions [+]

Contact Us 504-229-0679

  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.