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Southeast Louisiana Bankruptcy Attorney
Free Consultations Available
Credit Restoration Guiding You Every Step of the Way

We take the time to educate our clients about the bankruptcy process. Schedule a free consultation to get started today.

LaPlace Credit Restoration Lawyer

Restore Your Credit After Bankruptcy

There is a common bankruptcy myth that states that your credit will be ruined for 10 years once you have completed the bankruptcy process. While your credit will be impacted, it will not be ruined, and any effects are unlikely to last for 10 years.

There are steps you can take that may repair your credit much sooner than that, and possibly enable you to secure credit or loans soon after the bankruptcy process.

Some of these steps include:

  • Devising a tight budget and enforcing it - By sticking to a budget, you can greatly reduce the risk of accumulating unmanageable debt
  • Use automatic payment plans for your bills - Timely, consistent bill payments can significantly improve your credit score over time
  • Obtain new credit in moderation - Once able, you should obtain credit or a loan, but do so in moderation. If you do not seek to borrow money for a period of years, your financial health may benefit, but your credit rating will not improve. By using limited credit responsibly, your score will likely go up.
  • Do not reach the spending limit of your credit cards - Your credit score is determined, in part, by the ratio of your outstanding credit to your available credit. If you have no available credit, your score may suffer considerably.

If you are seeking to restore your credit after bankruptcy, consult with a LaPlace bankruptcy lawyer who can provide you with knowledgeable support.

Credit Restoration Attorney Serving Laplace and Metairie

Another effective way to restore your credit is to request corrections of any errors that may exist on your credit report. Such errors can lower your overall score, especially if those errors include the listing of debts which have already been discharged in your bankruptcy. At Big Easy Law Group, we have helped countless individuals regain financial health through the bankruptcy process and credit restoration techniques. If your credit report contains harmful errors, our attorneys can take action on your behalf to eliminate them.

If you have filed for bankruptcy, contact a LaPlace credit restoration attorney for help in restoring your credit rating. Our bankruptcy lawyer represents clients in Mandeville, Covington, and St. Tammany Parish.

If you have filed for bankruptcy, contact a LaPlace credit restoration attorney for help in restoring your credit rating. Our bankruptcy lawyer represents clients in Mandeville, Covington, and St. Tammany Parish.

What Our Clients Have to Say

  • “Thank you, Bacchus Law Group for helping me become debt free and teaching me money management.”

    - Brandi F.
  • “When I had to file for bankruptcy, I met with Ryan Loyacano at the Bacchus Law Group, LLC. He was very professional, prompt and helpful, which made the entire process and transition much easier and ...”

    - Dena J.
  • “My husband and I came to Ryan at the Bacchus Law Group, LLC with very little hope, previous experiences with another attorney had led us to believe that they were all the same, we were pleasantly ...”

    - David and Rachel H
  • “Filing bankruptcy can be a scary thought in gathering information and filling out forms. Once I contacted Ryan, he explained the process to me, sent me the forms to be filled out and was very helpful ...”

    - Gary C.
  • “I was very nervous about filing bankruptcy. Ryan took away my fears after our first meeting. He explained the process and what was going to happen. I felt confident in his abilities and I have to say ...”

    - Terri

We Make the Bankruptcy Process Easy

What Makes Us Different
  • Services for Contract, Family & Injury Law
  • Helped Thousands of Clients Out of Debt
  • We Have Three Office Locations
  • We Build Effective Financial Solutions
  • We Are Accessible by Phone 24/7
  • We Provide Free Case Consultations

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